| Nationality |
Khmer |
| Age |
From 18-50 year old |
| Income |
Based on reality assess |
| Loan Size |
New Car |
Up to $100,000 |
| Used Car |
Up to $80,000 |
Loan Term
(Payment Term) |
New Car |
7 years or 84 months |
| Used Car |
6 years or 72 months |
| Interest Rate |
New Car |
From 0.65% to 0.79% per month |
| Used Car |
From 0.79% to 0.99% per month |
| Down Payment |
New Car |
From 10% of Vehicle’s price |
| Used Car |
From 15% of Vehicle’s price |
| Chinese Brand |
From 20% of Vehicle’s price |
| Other Fees charge |
Loan Fee (Admin fee) |
0% (Free) |
| Prevention Letter |
155$ |
| GPS |
44$ |
| Valuation |
1$/km (Customers who are living at the province beside PP and Kandal) |
| Insurance |
Normally 1% of Vehicle price (Current promotion only 0.7%)
(Customer have to pay only for the frst year, the bank will pay on behalf of customer from the 2nd year up) |
| Driver license |
Required. (Customer able to submit after loan approved) |
| Co-Borrower |
Sigle customer, we require add parent or sibling to join as co-borrower.
Married customer, we require to join both spouse.. |
| Guarantor |
0ptional |
| Collateral |
Vehicle lndentification Card is subjected to register under customer owneship |
| Pay off or partial payment |
Customer be able to pay off the loan anytime without penalty.
Customer be able to make partial payment without penalty. |
| Operation Area |
All 25 provinces |
